Insurance brokerage & risk management Gerhard-Kindler-Str. 6, 72770 Reutlingen info@fohrenbach.site

Insurance brokerage · Risk management · Reutlingen

Insurance advice that starts with your risks, not with a product.

Föhrenbach Versicherungsmakler GmbH is an insurance brokerage and risk management company in Reutlingen. We look at what could go wrong for you or your business, explain your options in plain language, and help you arrange and maintain cover that genuinely fits.

  • Brokerage

    On your side

    We represent the interests of the policyholder, not those of an insurer.

  • Clients

    Private & business

    Individuals, families, self-employed professionals and companies.

  • Method

    Risk first

    Your situation is analysed before any cover is recommended.

  • Location

    Reutlingen

    A local office at Gerhard-Kindler-Str. 6, 72770 Reutlingen.

About us

A brokerage built on clarity, continuity and careful listening.

Good cover is not the longest list of policies. It is the right protection, written down clearly and kept up to date.

Föhrenbach Versicherungsmakler GmbH is an insurance brokerage and risk management company based in Reutlingen, Baden-Württemberg. We help private individuals, families, self-employed professionals and businesses understand the risks they face — and arrange insurance that answers them.

As a broker, we work on behalf of our clients rather than on behalf of an insurer. Our advice therefore starts with your circumstances, not with a catalogue of tariffs. We look at what you already have, identify gaps and overlaps, and then compare suitable solutions available on the market so that you can make a well-informed decision.

Insurance is not a one-time purchase. Families grow, careers change, companies expand into new activities — and each change can alter the risks you carry. That is why we regard our work as an ongoing relationship: we stay available to review your cover, answer your questions and support you when a claim occurs.

Our office is in Reutlingen, at Gerhard-Kindler-Str. 6. Whether you prefer to talk in person or to start by email, we aim to keep communication direct, understandable and free of unnecessary jargon.

Reutlingen · Baden-Württemberg
  1. 1

    Understand first

    Before we talk about products, we talk about you: your household or business, your priorities and the risks you are actually exposed to.

  2. 2

    Explain plainly

    Terms, exclusions and deductibles are explained in everyday language, so you know exactly what a policy does and what it does not.

  3. 3

    Stay involved

    Circumstances change. We remain a point of contact for reviews, adjustments and questions long after the contract is in place.

Services

Insurance and risk management, from everyday protection to business exposure.

Six areas in which we advise, arrange and look after cover. Each begins with the same question: what do you need to protect, and what would it cost you if something went wrong?

01

Private client insurance

Personal and family protection arranged around your household, your belongings and the way you live. We help you decide what is essential, what is optional and what you can safely leave out.

  • Personal liability
  • Household contents and residential property
  • Legal expenses protection
  • Accident protection
02

Business & commercial insurance

Cover for self-employed professionals and companies — from liability and property to business interruption and cyber exposure — structured so that your protection grows together with your operations.

  • Business and professional liability
  • Property, equipment and stock
  • Business interruption
  • Cyber risks
03

Risk analysis & management

A structured look at the risks that matter: what could happen, how serious the consequences would be, and which risks are best avoided, reduced, carried yourself or transferred to an insurer.

  • Identification of risks
  • Assessment of exposure
  • Prioritised recommendations
  • Documented decisions
04

Policy review & optimisation

Already insured? We review your existing contracts, highlight gaps, overlaps and outdated terms, and show you where an adjustment is worthwhile — and where it is not.

  • Review of existing policies
  • Gap and overlap analysis
  • Comparison of suitable alternatives
  • Ongoing contract management
05

Claims support

When something happens, you should not have to navigate the process alone. We help you report a claim correctly, communicate with the insurer and understand the outcome.

  • Guidance on reporting a claim
  • Communication with the insurer
  • Review of settlement proposals
  • Follow-up on open questions
06

Retirement & health provision

Long-term planning for the years ahead and for your health. We explain the options available and how they fit with your personal circumstances and your existing arrangements.

  • Retirement provision
  • Health insurance questions
  • Income protection
  • Review of existing arrangements

Not sure which area applies to you? Describe your situation in a few lines and we will tell you where to begin.

Start a conversation

How we work

A clear route from the first question to well-kept cover.

  1. 1

    Initial conversation

    We listen first: your situation, your priorities and any questions or concerns you have about insurance.

  2. 2

    Analysis

    We review existing policies and identify the risks that matter, along with gaps and overlaps in your current cover.

  3. 3

    Recommendation

    We present suitable options together with the reasoning behind them — in plain language and without pressure.

  4. 4

    Implementation & care

    We help put your cover in place and remain available for changes, questions and claims over time.

Why choose Föhrenbach

Advice you can follow, protection you can understand.

01

Advice on your side

As a broker, we work for you — not for an insurance company. Our recommendations are based on your needs, and we explain the reasoning behind them so that you can decide with confidence.

Brokerage means representing the policyholder.

02

Cover that fits

No standard package for everyone. We tailor protection to your household or business and avoid paying for cover you do not need.

03

Plain language

Exclusions, deductibles and conditions explained clearly, so there are no surprises when you need your policy most.

04

Help when it matters

A claim is stressful enough. We support you in reporting it, dealing with the insurer and understanding the result.

05

Close and personal

A local office in Reutlingen and direct contact by email — info@fohrenbach.site.

Questions

Good to know before you get in touch.

A few common questions about working with an insurance broker. If yours is not here, simply write to us.

Ask us directly
What does an insurance broker do?

A broker advises on insurance needs, helps select suitable cover and looks after contracts on behalf of the client. Unlike an agent who represents a single insurer, a broker acts for the policyholder.

Who can work with Föhrenbach Versicherungsmakler?

We advise private individuals and families as well as self-employed professionals and businesses. If you are unsure whether your situation fits, just ask.

Can you review insurance I already have?

Yes. A policy review is a common starting point. We look at your existing contracts, point out gaps, overlaps and outdated terms, and explain whether a change would make sense for you.

How is a broker paid?

Brokers are typically remunerated through a commission paid by the insurer, an agreed fee, or a combination. We are happy to explain how this applies to your situation before you decide anything.

What should I prepare for a first conversation?

It helps to bring any existing policies you have, a short overview of your household or business, and a list of your questions. None of this is essential — we can also begin with just a conversation.

Contact

Let’s talk about your cover.

Use the form to tell us what you would like to discuss, or write to us directly by email. We will respond by email.

Föhrenbach Versicherungsmakler GmbH

Office

Gerhard-Kindler-Str. 6
72770 Reutlingen
Germany

Field of activity

Insurance brokerage and risk management

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